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IMD launches weather app; What’s RBI’s innovation hub? ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

IMD launches weather app; What’s RBI’s innovation hub?

Trouble viewing this email? View in web browser Thursday, 29 May 2025 Good morning! In a move clearly aimed at rural voters, the Centre has announced a fresh round of support for farmers, hiking minimum support prices (MSP) for 14 Kharif crops and extending subsidised loans under its flagship credit scheme. While MSP revisions are an annual exercise, this year’s hike is being projected as a “historic” decision, with the government claiming all prices are now guaranteed at least 50% profit over production costs. The relief comes just ahead of key state elections, including in agrarian-heavy Bihar, and amid simmering discontent over the still-pending MSP legal guarantee. The government also cleared big-ticket infrastructure projects, signalling a push to boost rural connectivity and logistics. But with farmer protests still fresh in public memory and questions lingering over actual procurement, the real question is: will these moves translate into trust, or just more scepticism in the countryside? Read more . Share this newsletter BSE Sensex 81,312.32 (-0.29%) NIFTY 24,752.45 (-0.30%) Dollar/Rupee 85.38 (+0.03%) Gold ₹95,210 (+0.07%) Crude oil ₹5,334 (+2.76%) Bitcoin ₹91,58,639.60 (-1.54%) *As of 9.35 PM, 28 May; MCX, CoinDCX US visa issues weigh on lenders Tougher visa rules under the Trump administration are weighing heavily on Indian students and lenders alike. Banks report a 25% drop in education loans to US and Canada-bound students, with growing uncertainty around visa approvals and disbursals. Lenders worry that delayed or cancelled visas could derail loan payouts, which are typically timed with college fee demands. Non-bank lenders and consultants say interest in the US is dropping sharply, with some seeing up to a 50% dip in student inquiries. Students are now increasingly exploring options in Europe, the UK, and Australia. As India’s overseas education spend continues to rise, the big question remains: is the US still the top destination, or are students ready to move on? Read more . Can dissent strengthen shareholder democracy? A new report by proxy advisory firm IiAS reports that in Nifty 500 firms, promoters’ majority stakes, over 51%, ensure most resolutions pass despite public opposition. Institutional and retail investors hold less than half the shares and rarely influence outcomes. In 2024, only 24 of nearly 5,000 resolutions were rejected, even with strong dissent on pay proposals. IiAS suggests reclassifying such votes to exclude promoters and introducing a dissent review mechanism triggered by 10% opposition to improve accountability. The question: Can shareholder democracy thrive under promoter dominance? Read more. RBI’s (relatively) less known initiative The Reserve Bank Innovation Hub (RBIH), set up by the RBI in 2021, is quietly powering India’s next digital leap in lending. From digitising Kisan Credit Cards to using milk-pouring data for cattle loans, RBIH has cut loan approval times from weeks to minutes. These projects led to the Uniform Lending Interface (ULI) - a public digital platform aiming to do for lending what UPI did for payments. Already live with 36 lenders and 50 tech partners, ULI standardises access to financial and non-financial data, unlocking faster, paperless loans for underserved borrowers. RBIH is also tackling fraud with MuleHunter, an AI tool to flag mule accounts, and bridging the gap between regulators and startups through accelerator programs. But with the RBI itself running a lending platform, some ask: should innovation be left to the private sector? Or is RBIH redefining the central bank’s role for the fintech age? Read more . IMD launches new app The Ministry of Earth Sciences has launched Mausam, a new mobile app by the India Meteorological Department (IMD), to deliver real-time weather updates in a user-friendly format. The app offers current weather data for 200 cities, 7-day forecasts for 450 cities, and sunrise/sunset and moonrise/moonset timings. Key features include 3-hourly local weather alerts, radar updates every 10 minutes, and colour-coded warnings (Red, Orange, Yellow) for all districts. As extreme weather intensifies, can this app help Indians stay safer and better prepared? Read more . Ola Electric’s Q4 results: What to expect A year after its $4 billion IPO, Ola Electric’s fortunes have reversed. Once the EV market leader, the company’s stock has plunged 40% in 2025, sales have slumped, and regulatory troubles are mounting. As Ola reports Q4 results on 29 May, analysts are watching for clarity on revenue decline, widening losses, delays at its lithium-ion battery gigafactory, RoadsterX e-motorcycle demand, and progress in fixing regulatory lapses. With its early lead fading, the key question remains: Can Ola Electric turn things around in time? Read more . Here's a great value proposition A digital subscription to Mint premium can be yours at just ₹213 per month. Check out the convenient and affordable plans we have for you here . 70% The probability that average global temperatures will exceed 1.5°C above pre-industrial levels over the next five years, according to WMO, up from 32% in 2023. ₩250 billion The amount South Korea plans to provide in low-interest loans to small and medium auto-parts manufacturers through next year to counter potential US tariff impacts. ₹26.52 crore The remuneration received by K. Krithivasan, CEO and MD of TCS, in FY25, marking a 4.6% increase from the previous fiscal year. ₹3,668 crore The size of the initial public offering of Hero FinCorp, the financial services arm of two-wheeler maker Hero MotoCorp, even as it received Sebi approval for the IPO. $1.5 billion The value of stake British American Tobacco offloaded in ITC Ltd through a block deal on Wednesday, slightly exceeding its original plan. 63 The number of half-centuries scored by Virat Kohli in the Indian Premier League, surpassing David Warner's 62 to become the player with most fifties in IPL history. $600 million The amount Elon Musk's brain implant company Neuralink raised in funding, valuing the startup at $9 billion, up from an estimated $5 billion in 2023. howindialives.com AROUND THE WORLD North Korea infiltrates US remote jobs —with the help of everyday Americans EU aims to cut red tape , boost funding to lure tech startups Putin has retooled Russia’s economy to focus only on war Comparing apples and oranges . And also small caged mammals What baby names reveal about American and British society A Mint analysis of the government's Time Use Survey data shows that marriage changes the life of a woman drastically as she gets loaded with unpaid household work. She spends about a fourth of her day on unpaid domestic duties. Unmarried boys and men spend 1% of their time on such household work, which rises to just 3% once they are married. Monsoon style: Boots and brollies The monsoon, while beautiful, demands a wardrobe that's as practical as it is chic. Forget drab raincoats and soggy shoes—this season is your chance to embrace vibrant waterproofs, clever layering, and footwear that can handle a puddle or two. Read more. Comfort meets the wild In recent years, the travel industry has seen the rise of glamping —a portmanteau of " glamorous " and " camping ". This modern take on camping blends the charm of the outdoors with the comfort of resort-style amenities, attracting a new generation of adventure-seekers who don’t want to compromise on luxury. Popularised in the 21st century, glamping caters to those who crave nature but still want conveniences like Wi-Fi, plush bedding, and climate control. Accommodations range from upscale tents and treehouses to cabins and yurts. Were you forwarded this email? Did you stumble upon it online? Sign up here. Share this newsletter Written by Siddharth Sharma. Edited by Alokesh Bhattacharyya. Download the Mint app and read premium stories View in Browser | Privacy Policy | Contact us You received this email because you signed up for Mint Top of the Morning or because it is included in your subscription. Copyright © HT Digital Streams. All Rights Reserved

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